The offset flexible mortgage is only available as an element of the offset banking operations and the banking operations of off-centering for businesses. This enables you to offset balances in an eligible savings account of savings and the currant account against your personal excentré flexible balance of mortgage.

Flexible loan and additional advantages

This means that you can receive the council by putting a question of your personal adviser constantly of the day or night. Your adviser will be informed entirely your circumstances and will arrange mortgages and services of insurance to your suitability.

Give up the interest for your currant account and up to 3 savings accounts of savings to pay less interest on your personal mortgage.

• reach the additional money if you need him - we agree a limit or a service borrowing with you when your account of mortgage is open. This includes the money which you must buy your house plus an optional reservation you can employ to borrow from the same rate as your offset flexible mortgage.
• Make the sure payments - you can pay extra in your offset flexible mortgage all the times that you like and taken behind complementary payments which you carried out, provided you are up to date with your standard refundings of mortgage and you do not exceed your current deftness.
• Underpay or take a cut of payment - reduce or even stop your payments for 6 months in 12 months unspecified rolling the period by calling or by visiting your local branches. You ensure just that you are up to date with your payments of mortgage and your other accounts with us are well controlled. After one period of underpayment or a cut of payment, your monthly payments will be adjusted to include the interest which increased for this period.